{"product_id":"30-days-to-money-clarity-workbook-budget-planner-bundle","title":"30 Days to Money Clarity: Workbook + Budget Planner Bundle","description":"\u003cp\u003e\u003cstrong\u003eFeel like your money disappears every month?\u003c\/strong\u003e This 30-day guided workbook and budget planner helps you understand exactly where your money goes, build a budget that works, and finally take control. No finance background needed, just 15 to 20 minutes a day.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eInstant digital download. No physical item is shipped.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003e37-page printable workbook (PDF):\u003c\/strong\u003e one short lesson, one task and space to write for each of the 30 days. Print it or fill it in on a tablet.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e10-tab budget planner (Excel and Google Sheets):\u003c\/strong\u003e it does the maths for you.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eYour 30-day roadmap\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eWeek 1, Understand Where You Stand:\u003c\/strong\u003e read your payslip, bank statements, debit orders and credit report.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWeek 2, Track Your Spending:\u003c\/strong\u003e find your money leaks and cut what you don't need.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWeek 3, Build Your Budget:\u003c\/strong\u003e 50\/30\/20 or zero-based budgeting, sinking funds and your emergency fund.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWeek 4, Use Your Money Wisely:\u003c\/strong\u003e a debt payoff plan, savings goals and your 12-month plan.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eInside the budget planner\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eMoney dashboard with planned vs actual and a 50\/30\/20 check\u003c\/li\u003e\n\u003cli\u003ePaycheck planner for monthly, every-two-weeks or weekly pay\u003c\/li\u003e\n\u003cli\u003eBill tracker and bill calendar with Paid \/ Unpaid status\u003c\/li\u003e\n\u003cli\u003eDebt tracker with your debt-free date, using the snowball or avalanche method\u003c\/li\u003e\n\u003cli\u003eSavings goals and sinking funds for yearly costs like school fees and your vehicle licence\u003c\/li\u003e\n\u003cli\u003eExpense log and full-year budget\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eMade for South Africa\u003c\/h3\u003e\n\u003cp\u003eEverything is in rands, with South African payslips (PAYE and UIF), debit orders, credit bureaus and real local costs in mind.\u003c\/p\u003e\n\n\u003ch3\u003eHow it works\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eBuy securely.\u003c\/li\u003e\n\u003cli\u003eGet your download link by email straight away.\u003c\/li\u003e\n\u003cli\u003ePrint the workbook or fill it in on a tablet.\u003c\/li\u003e\n\u003cli\u003eOpen the planner in Excel, or upload it to Google Drive and open it with Google Sheets.\u003c\/li\u003e\n\u003c\/ol\u003e\n\n\u003cp\u003e\u003cem\u003eThis product is for education only and is not personal financial, tax or legal advice. For advice on your situation, speak to a registered financial adviser.\u003c\/em\u003e\u003c\/p\u003e","brand":"Digital","offers":[{"title":"Default Title","offer_id":48945068081289,"sku":null,"price":249.9,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0796\/5641\/9465\/files\/01_main.png?v=1794383575","url":"https:\/\/www.evergrainco.co.za\/products\/30-days-to-money-clarity-workbook-budget-planner-bundle","provider":"Evergrain Co","version":"1.0","type":"link"}